Ruth Wandhöfer

Ruth Wandhöfer is a regulatory expert in the field of banking and one of the foremost authorities on transaction banking regulatory matters. She is Global Head of Regulatory and Market Strategy for Citi’s Treasury and Trade Solutions business. In this role Ruth’s key responsibilities include driving regulatory and industry dialogue and developing product and market strategy in line with the evolving regulatory landscape.

Ruth chairs a number of influential industry bodies such as the Global Public Policy and Regulatory Affairs Committee of BAFT (a global trade body that represents the particular interests of the transaction banking community), the EU-wide banking industry Payments Regulatory Expert Group which plays a leading advocacy role on behalf of the banking industry in relation to all payments related legislative developments and the European Payments Council Information Security Group. She is also a member of the European Commission Payment Systems Market Expert Group (PSMEG), a very small group of hand-picked industry experts.

Ruth was named as one of 2010s ‘Rising Stars’ by Financial News; named in Management Today’s 2011 ‘35 Women under 35’ list of women to watch (Sunday Times), and one of the 100 Most Influential People in Finance 2012 as named by Treasury Risk Magazine. She speaks five languages (EN, DE, F, ES, IT) and has completed studies in various countries, including an MA Financial Economics in the UK, an MA International Politics in France and an LLM in International Economic Law in the UK. In 2010 she published her first book on “EU Payments Integration – the tale of SEPA, PSD and other Milestones along the Road” (Palgrave MacMillan) and has been a fellow lecturer of the Pallas LL.M Program in European Business Law. Her second book “Transaction Banking and the Impact of Regulatory Change: Basel III and other challenges for the global economy” (Palgrave MacMillan) was published in October 2014.

  • GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @EP_Africa: Did you know Ghana has recently become the fastest-growing mobile money market in Africa? The phenomenon opens enormous e-co… 1 day ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @MeFintech: Artificial Intelligence to boost Middle East’s GDP by 11% by 2030: PwC https://t.co/qm3hStm5yd #AI #ArtificialIntelligence #… 1 day ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @FintechNewsAF: Kenya’s rising #fintech: Africa’s pride https://t.co/8Bl0obRtW6 #economy #ecosystem #financialservices 1 day ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @FintechNewsAF: Africa’s own #cryptocurrency, SAFCOIN Africa, launches https://t.co/W6qujz7oyC #crypto #fintech 1 day ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @FintechNewsAF: $75m World Bank fund launched to support Tunisian #startups https://t.co/oKaMdbI8sI #banking #funding #financialservices 1 day ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @FintechNewsAF: Opera founded #startup OPay raises $50M for mobile #finance in Nigeria https://t.co/usdv0GIe7k #fintech #mobilepayment 1 day ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit .@cenfri_org, our supporting partner for Africa Global Payments Summit, has joined us in our journey through key tr… https://t.co/UOymZR56zg 2 days ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @PaymentsNet: Indonesia's ride-hailing @gojekindonesia is set to announce partnership with Thailand’s lender @scb_thailand, putting pres… 1 week ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit Don`t miss the chance to showcase your #payment solution at our #Asia GPS and stand a chance to win the Florin… https://t.co/vA4Z0UxLmc 1 week ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @SADCBanking: Regional Payment Systems can Boost Scale in sub-Saharan Africa - https://t.co/XfUMZDM7Vc 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @FintechNewsAF: Africa in the forefront as #fintech becomes the ‘new normal’ https://t.co/Yq3d4PCONh #financialservices #digitaltransfor 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit We are pleased to announce our ongoing collaborative partnership with @PAN_Namibia, the #Payments Association of Na… https://t.co/ftY0QGYpnO 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @PAN_Namibia: PUBLIC NOTICE: PHASING OUT OF CHEQUES BY 30 JUNE 2019 Greetings Namibia! 🇳🇦 Cheques will be phased out as a payment instr… 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @FintechNewsAF: Africa’s #fintech hits 60 percent growth in two years https://t.co/k4XpF8pfc3 #financialinclusion #financialservices #st 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @FintechNewsAF: Africa and the Middle East, the Next Battleground for E-Commerce Companies https://t.co/5wzsFVZpqR #ecommerce #fintech #… 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @FintechNewsAF: Kenyan #insurtech #startup Turaco secures non-equity #investment https://t.co/i03RhwsJqc #funding 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @cbpaymentsnews: The Southern African Development Community (#SADC) has moved toward a multi-currency #payment settlement system - at #C 3 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit We are pleased to announce our ongoing collaborative partnership with #PASA, the #Payments Association of South Afr… https://t.co/lesDeeUDnh 4 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @mbrinkmann: Why China’s payment apps give U.S. bankers nightmares and why fintech giants like #Wirecard and others are well positioned… 5 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit PayU launches in Kenya to access the growing East African markets https://t.co/ZefDHvfSua #fintech #payments 5 weeks ago
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