Ruth Wandhöfer

Ruth Wandhöfer is a regulatory expert in the field of banking and one of the foremost authorities on transaction banking regulatory matters. She is Global Head of Regulatory and Market Strategy for Citi’s Treasury and Trade Solutions business. In this role Ruth’s key responsibilities include driving regulatory and industry dialogue and developing product and market strategy in line with the evolving regulatory landscape.

Ruth chairs a number of influential industry bodies such as the Global Public Policy and Regulatory Affairs Committee of BAFT (a global trade body that represents the particular interests of the transaction banking community), the EU-wide banking industry Payments Regulatory Expert Group which plays a leading advocacy role on behalf of the banking industry in relation to all payments related legislative developments and the European Payments Council Information Security Group. She is also a member of the European Commission Payment Systems Market Expert Group (PSMEG), a very small group of hand-picked industry experts.

Ruth was named as one of 2010s ‘Rising Stars’ by Financial News; named in Management Today’s 2011 ‘35 Women under 35’ list of women to watch (Sunday Times), and one of the 100 Most Influential People in Finance 2012 as named by Treasury Risk Magazine. She speaks five languages (EN, DE, F, ES, IT) and has completed studies in various countries, including an MA Financial Economics in the UK, an MA International Politics in France and an LLM in International Economic Law in the UK. In 2010 she published her first book on “EU Payments Integration – the tale of SEPA, PSD and other Milestones along the Road” (Palgrave MacMillan) and has been a fellow lecturer of the Pallas LL.M Program in European Business Law. Her second book “Transaction Banking and the Impact of Regulatory Change: Basel III and other challenges for the global economy” (Palgrave MacMillan) was published in October 2014.

  • GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @smart_insights: We're proudly partnering with @CurrencyResearc as a Media Partner for the 7th edition of Asia Global Payment Summit, @g 5 days ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit When ‘hearts and minds’ meet the ‘wallet of the future’ at #asiapaysummit in Bali! Paul Schulte, Schulte-Research w… https://t.co/O4gnSwnXdc 1 week ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @HollandFinTech: We're proudly partnering with @CurrencyResearch for the 7th edition of Asia Global Payment Summit, to be held in Bali i… 1 week ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit #Fintechs are working alongside #banks to put an end to high fees and lack of transparency in cross-border payments… https://t.co/6Lball9KmU 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @SEACENCentre: The Centre is pleased to announce a collaboration with the organisers of the Asia Global Payments Summit 2019 Asia-GPS. P… 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit We`re looking forward to hosting the 7th edition of Asia Global Payment Summit on 10-11 October 2019 in Bali, Indon… https://t.co/G4hmLpGaSt 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @ecom_asia: Know How E-Commerce Ecosystem Market Is Thriving Continuously By Top Key Players Alibaba, Amazon, https://t.co/cszaBCKQ2z, e… 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @HollandFinTech: The @GlobalPaySummit 2019 examines the latest national e-payment developments & larger regional platforms that are tran… 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @SADCBanking: African central banks want to link cross-border payment systems to give momentum to the world’s largest free-trade zone ht… 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @Gugu61674983: Moving African Payments Landscape Forward #AfricaPaySummit @GlobalPaySummit https://t.co/BasMTumOBC 2 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @PPRO_Payments: #SaveTheDate - #meetppro @GlobalPaySummit Asia in Bali from October 10th - 11th at the Sofitel Bali Nusa Dua Beach Resor… 3 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @WomeninPayments: New study by our friends at @EPAssoc shows that glass ceiling issues still present challenges for women hoping to adv… 3 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @HollandFinTech: The ASIA Global Payments Summit is coming up this October in Bali. @GlobalPaySummit 2019 examines the latest national e… 3 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @AluThenga: Great insights shared at the @GlobalPaySummit, into trends and fintech developments likely to shape the future of payments g… 3 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @nataliemat7: Cash is still king in SA, but it has a high social cost @GlobalPaySummit #AfricaPaySummit 3 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @BankservAfrica: @BankservAfrica’s Jan Pilbauer @jpilbauer joins the panel discussion: ‘Financial Inclusion – The African Landscape’ @G 3 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @eddwyatt: Regulatory harmonisation is a recurring theme in the conversations around interoperability and regional integration of paymen… 3 weeks ago
    GlobalPaymentSummit GlobalPaymentSummit @GlobalPaySummit RT @SADCBanking: @GlobalPaySummit Nolwazi Hlophe presenting on Barriers to remittances in sub-Saharan Aftica #bankservafrica #cenfri https… 3 weeks ago
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